US rising debt level and current economic problems Essay

US rising debt level and current economic problems - Essay Example According to the forecast of the organisation for economic cooperation and development (2011), the budget deficit for US is likely to increase to 10% of the GDP. This projection means that the US government must formulate ways of arresting the looming economic crises as a result of the increasing deficits. The main reason why the public debt in America would increase is the need for the government to increase job opportunities by stimulating demand (Saad 2011). When a government intends to create more jobs, it will increase the level of demand by increasing its public expenditure and reducing the level of taxation. This had made the Obama’s government increase the level of public debt. At the same time, the 2008 economic recession could also be a reason for the increased budget deficit. After a recession, the economy of a country needs to be stimulated to increase the level of demand and to create more economic activities. This made the US government increased their level of b udget deficit to increase the rate of recovery of the domestic economy (Amadeo 2011). The increased expenditure from external borrowing accompanied by a decline in the level of taxation must result in an increase in the level of public debt. If not closely monitored, the increased public expenditure will result in increasing level of inflation making prices of goods soar in the market. The increased cost in recapitalization and acquisition of financial institutions as well made the public deficit soar (Turner 2008). One of the causes of the economic recession was failure by the financial institutions to act decisively to rescue the depreciation in the economy. The failure by the credit rating agencies to give true credit risks made banks increase their mortgage loans that in the long run led to the recession. The US government as a result of this ventured into takeover of some banks which therefore meant increase in government spending making the economy experience a rising level of deficit (Saad 2011). The increases government spending accompanied by the declining tax rates was bound to increase the level of debt and this makes the projections of OCED realistic and important for government formulation. It must also be noted that the increasing deficit has made the democrats and republicans have clashes on the measures that the government should undertake to help reduce the level of deficit and the general debt level (Saad 2011). The two parties have agreed collectively on the short term measures of a cut in the government spending but have failed to agree on which areas that the governments should reduce spending. They also have different thoughts on the long term remedial. To correct the economic problems in the economy, the government can pursue a significant reduction in the deficit level. The US government through such a move would be in a position to reduce their increasing debt level and at the same time solve other economic challenges. A reduction in t he level of budget deficit can be made for various purposes; the first reason for a reduced budget deficit would be to help reduce the level of government debt (International Monetary Fund 2010). For instance, the Obama administration projects that through the reduction in the government deficit for a decade would make the government solve the high level of debt (OECD 2011). Another reason for cutting the level of government deficit would be

My understanding of counselling PCA Essay Example | Topics and Well Written Essays - 1500 words

My understanding of counselling PCA - Essay Example To answer the question in some detail, let us go back to the antecedents of counselling. Traditionally, people suffering from extreme abnormalities in thought and behaviour, unable to live ‘resourcefully’, were seen as mentally ill, and either isolated and/or were treated by psychiatrists using psychotropic medication. However, the vast majority of those identified as suffering from some type of mental disorder did not require hospitalisation, or drug treatment throughout their recovery phase. What they needed was psychotherapy, described as ‘talking cures’, where characteristically psychoanalysis held sway during the early part of the 20th century, until behavioural and cognitive therapies became more prevalent. Increasingly, psychoanalysis could not be justified not only on scientific grounds, but also on cost and length of treatment. It gave way to cognitive behavioural therapies modelled on learning theory based on Pavlovian classical conditioning and Sk innerian operant conditioning. Those who sought or needed such psychotherapeutic interventions were ‘patients’, and, conversely, those who treated them were drawn from the medical profession. In addition to psychiatrists, clinical psychologists in hospital settings also became providers in the care of these patients. Counselling evolved as an intervention outside the medical context offered by practitioners drawn from disciplines other than strictly within the medical establishment. An inability to cope with ordinary everyday life increasingly devoid of traditional supporting mechanisms of family, church (orthodox religion), and community, mostly in industrialised societies, left a growing populace vulnerable to psychological stress. Counselling therefore, happens to be a much broader concept than psychotherapy (or simply temed therapy) which evolved from more existential, philosophical and humanistic roots. Those who sought help from counsellors were not identified as patients. Not only were individuals seeking ‘greater well-being’ catered for, but those seeking help in specific contexts such as careers counselling and marriage guidance counselling meant that there was no longer a stigma attached to counselling. Indeed the origin of the very term counselling is ascribed to Frank Parsons (1909) at the beginning of the twentieth century who initiated help for young people with problems in finding suitable employment. Today, there is a continuum of helping interventions that range from intensive psychotherapy through counselling, to co-counselling, and to life coaching, where practitioners range from medical specialists to those drawn from varied walks of life, but with appropriate and recognised counsellor training. The relationship between the counsellor and the counselled is one of equality. The counsellor does not set him/herself up as an expert. The client is the expert on him/herself. The counsellor explores with the counselled, o ptions elicited during the counselling process. By meeting at regular intervals the counsellor helps the counselled to commit to agreed upon courses of action gently but firmly holding him/her responsible for the outcome. Counselling is a burgeoning profession and the recognition afforded its mainstream practitioners is a testament to its enduring value. It is necessary to look more closely at the theoretical underpinnings of the practice of counselling. A recent analysis of the

What Are the Advantages of Using Accuplacer Writing Essay Practice?

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The Ultimate Strategy for History 1312 Essay Topics Lefevor

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Who is Worried About Einstein Research Papers Richard Newton and Why You Need to be Paying Attention

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